{"id":5555,"date":"2022-09-15T06:53:42","date_gmt":"2022-09-15T05:53:42","guid":{"rendered":"https:\/\/abrs.ba\/home\/"},"modified":"2026-01-05T11:27:36","modified_gmt":"2026-01-05T11:27:36","slug":"home","status":"publish","type":"page","link":"https:\/\/abrs.ba\/en\/","title":{"rendered":"Home"},"content":{"rendered":"

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Legislative framework<\/h2>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/abrs.ba\/wp-content\/uploads\/2023\/09\/podzakonski-03.jpg” alt=”Laws” _builder_version=”4.22.2″ _module_preset=”default” custom_margin=”|8px|||false|false” box_shadow_style=”preset4″ box_shadow_horizontal=”8px” box_shadow_vertical=”8px” box_shadow_color=”#c3002f” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.22.2″ _module_preset=”default” header_3_font_size=”23px” custom_margin=”25px||13px|8px|false|false” header_3_font_size_tablet=”25px” header_3_font_size_phone=”22px” header_3_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#e6ecf1″ global_colors_info=”{}”]<\/p>\n

Laws<\/h3>\n

[\/et_pb_text][et_pb_blurb title=”Law on the Banking Agency of Republika Srpska” use_icon=”on” font_icon=”||fa||900″ icon_color=”#c3002f” icon_placement=”left” image_icon_width=”18px” content_max_width=”1100px” _builder_version=”4.24.3″ _module_preset=”default” header_level=”h3″ header_font=”PT Sans||||||||” header_font_size=”16px” header_line_height=”1.3em” transform_translate_linked=”off” custom_margin=”||10px|8px|false|false” link_option_url=”https:\/\/abrs.ba\/wp-content\/uploads\/2023\/11\/RS_Law_on_BARS_Revision_2021.pdf” link_option_url_new_window=”on” border_width_bottom=”1px” border_color_bottom=”#e6ecf1″ global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”5px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][\/et_pb_blurb][et_pb_blurb title=”Banking Law of 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content_max_width=”1100px” _builder_version=”4.23″ _module_preset=”default” header_level=”h3″ header_font=”PT Sans||||||||” header_font_size=”16px” header_line_height=”1.3em” transform_translate_linked=”off” custom_margin=”||10px|8px|false|false” link_option_url=”https:\/\/abrs.ba\/wp-content\/uploads\/2023\/11\/RSLaw_on_McO.pdf” link_option_url_new_window=”on” border_width_bottom=”1px” border_color_bottom=”#e6ecf1″ global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”5px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][\/et_pb_blurb][et_pb_blurb title=”Law on Electronic Money” use_icon=”on” font_icon=”||fa||900″ icon_color=”#c3002f” icon_placement=”left” image_icon_width=”18px” content_max_width=”1100px” _builder_version=”4.27.4″ _module_preset=”default” 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By-laws<\/h3>\n

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link_option_url=”https:\/\/abrs.ba\/en\/category\/by-laws\/bylaws-other-category\/” link_option_url_new_window=”on” hover_enabled=”0″ border_width_bottom=”1px” border_color_bottom=”#e6ecf1″ locked=”off” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”5px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” sticky_enabled=”0″][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” background_enable_image=”off” background_size=”contain” background_position=”bottom_left” custom_padding=”30px||30px||true|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_2,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.22.2″ _module_preset=”default” 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Compare fees and commissions at banks in Republika Srpska<\/h3>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.22.1″ _module_preset=”default” custom_css_main_element=”display: flex;||flex-direction: column;||justify-content: center;” global_colors_info=”{}”][et_pb_button button_text=”Compare fees” button_alignment=”center” button_alignment_tablet=”left” button_alignment_phone=”left” button_alignment_last_edited=”off|desktop” _builder_version=”4.22.1″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”rgba(255,255,255,0)” button_border_width=”1px” button_border_color=”#FFFFFF” button_border_radius=”0px” button_font=”|600|||||||” button_icon=”||fa||900″ custom_padding=”8px||8px||true|false” custom_css_main_element=”width: 75%;” locked=”off” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_use_color_gradient__hover=”off” button_bg_color__hover=”#FFFFFF” button_text_color__hover_enabled=”on|desktop” button_text_color__hover=”#c3002f” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”#c3002f” custom_css_main_element__hover_enabled=”off|desktop” custom_css_main_element__hover=”border-right-color: #fff!important;||border-left-color: #fff!important;” button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” background_enable_image=”off” background_size=”custom” background_image_width=”30vw” background_position=”bottom_left” background_horizontal_offset=”-14%” background_vertical_offset=”-48%” background_blend=”luminosity” custom_padding=”0px||0px||true|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.22.2″ _module_preset=”default” width=”90%” max_width=”2560px” custom_padding=”15px||35px||false|false” border_width_top=”1px” border_color_top=”#e6ecf1″ border_color_bottom=”#e6ecf1″ locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.22.1″ _module_preset=”default” custom_css_main_element=”margin-bottom: 0;” border_color_left=”#e6ecf1″ border_width_right_tablet=”0px” border_width_right_phone=”0px” border_width_right_last_edited=”off|desktop” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.2″ _module_preset=”default” header_3_font_size=”23px” custom_margin=”20px||13px||false|false” header_3_font_size_tablet=”25px” header_3_font_size_phone=”22px” header_3_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#e6ecf1″ locked=”off” global_colors_info=”{}”]<\/p>\n

Publications<\/h3>\n

[\/et_pb_text][et_pb_image src=”https:\/\/abrs.ba\/wp-content\/uploads\/2023\/09\/pub-bg.jpg” title_text=”pub-bg” _builder_version=”4.22.1″ _module_preset=”default” custom_margin=”|8px|25px||false|false” box_shadow_style=”preset4″ box_shadow_horizontal=”8px” box_shadow_vertical=”8px” box_shadow_color=”#c3002f” locked=”off” global_colors_info=”{}”][\/et_pb_image][et_pb_blurb title=”Report on the condition of the banking system in Republika Srpska as of 30\/06\/2025″ use_icon=”on” font_icon=”||fa||900″ icon_color=”#c3002f” icon_placement=”left” image_icon_width=”18px” content_max_width=”1100px” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_font=”PT Sans||||||||” header_font_size=”16px” header_line_height=”1.3em” transform_translate_linked=”off” custom_margin=”||10px|8px|false|false” link_option_url=”https:\/\/abrs.ba\/wp-content\/uploads\/2025\/09\/Izvjestaj-o-stanju-u-BANKARSKOM-SISTEMU-RS-sa-30-06-2025-1.pdf” link_option_url_new_window=”on” border_width_bottom=”1px” border_color_bottom=”#e6ecf1″ global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”5px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][\/et_pb_blurb][et_pb_blurb title=”Quarterly data of the Republika Srpska MCO sector as of 30\/09\/2025″ use_icon=”on” font_icon=”||fa||900″ icon_color=”#c3002f” icon_placement=”left” image_icon_width=”18px” content_max_width=”1100px” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_font=”PT Sans||||||||” header_font_size=”16px” header_line_height=”1.3em” transform_translate_linked=”off” custom_margin=”||10px|8px|false|false” link_option_url=”https:\/\/abrs.ba\/wp-content\/uploads\/2025\/11\/20250930KTabeleMKO.xlsx” border_width_bottom=”1px” border_color_bottom=”#e6ecf1″ global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”5px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][\/et_pb_blurb][et_pb_blurb title=”Quarterly data of the Republika Srpska banking sector as of 30\/09\/2025″ use_icon=”on” font_icon=”||fa||900″ icon_color=”#c3002f” icon_placement=”left” image_icon_width=”18px” content_max_width=”1100px” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_font=”PT Sans||||||||” header_font_size=”16px” header_line_height=”1.3em” transform_translate_linked=”off” custom_margin=”||10px|8px|false|false” link_option_url=”https:\/\/abrs.ba\/wp-content\/uploads\/2025\/11\/20250930KTabeleBanke.xlsx” border_width_bottom=”1px” border_color_bottom=”#e6ecf1″ global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”5px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][\/et_pb_blurb][et_pb_button button_url=”https:\/\/abrs.ba\/ostale-publikacije\/” button_text=”Other publications” button_alignment=”left” button_alignment_tablet=”left” button_alignment_phone=”left” button_alignment_last_edited=”on|phone” _builder_version=”4.23″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#272f36″ button_bg_color=”#FFFFFF” button_border_width=”1px” button_border_color=”#c3002f” button_border_radius=”0px” button_font=”|600|||||||” button_icon=”||fa||900″ custom_margin=”20px|||8px|false|false” custom_padding=”8px||8px||true|false” locked=”off” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_use_color_gradient__hover=”off” button_bg_color__hover=”#c3002f” button_text_color__hover_enabled=”on|desktop” button_text_color__hover=”#FFFFFF” button_border_color__hover_enabled=”off|desktop” button_border_color__hover=”#cc0000″ custom_css_main_element__hover_enabled=”off|desktop” custom_css_main_element__hover=”border-right-color: #fff!important;||border-left-color: #fff!important;” button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.22.1″ _module_preset=”default” custom_css_main_element=”margin-bottom: 0;” border_color_left=”#e6ecf1″ border_width_right_tablet=”0px” border_width_right_phone=”0px” border_width_right_last_edited=”off|desktop” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_3_font_size=”23px” custom_margin=”20px||13px||false|false” header_3_font_size_tablet=”25px” header_3_font_size_phone=”22px” header_3_font_size_last_edited=”on|phone” border_width_bottom=”2px” border_color_bottom=”#e6ecf1″ locked=”off” global_colors_info=”{}”]<\/p>\n

Highlight<\/h3>\n

[\/et_pb_text][et_pb_video src=”https:\/\/www.youtube.com\/watch?v=iwe6Yd4RXGw” image_src=”\/\/i.ytimg.com\/vi\/iwe6Yd4RXGw\/hqdefault.jpg” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”|8px|9px||false|false” box_shadow_style=”preset4″ box_shadow_horizontal=”8px” box_shadow_vertical=”8px” box_shadow_color=”#c3002f” global_colors_info=”{}”][\/et_pb_video][et_pb_blurb title=”Financial literacy in banking – Protection of financial service users” icon_placement=”left” image_icon_width=”18px” content_max_width=”1100px” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_font=”PT Sans|700|||||||” header_font_size=”16px” header_line_height=”1.3em” background_color=”#e6ecf1″ transform_translate_linked=”off” custom_margin=”|8px|15px|0px|false|false” custom_padding=”9px|10px|4px|10px|false|true” link_option_url_new_window=”on” border_width_bottom=”1px” border_color_bottom=”#e6ecf1″ global_colors_info=”{}” 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header_font_size=”16px” header_line_height=”1.3em” transform_translate_linked=”off” custom_margin=”||10px|8px|false|false” link_option_url=”https:\/\/www.youtube.com\/watch?v=jv3FkhqNSyA” link_option_url_new_window=”on” border_width_bottom=”1px” border_color_bottom=”#e6ecf1″ locked=”off” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”5px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][\/et_pb_blurb][et_pb_blurb title=”Financial literacy in banking – What do I need to know about insurance and loan insurance?” use_icon=”on” font_icon=”||divi||400″ icon_color=”#c3002f” icon_placement=”left” image_icon_width=”18px” content_max_width=”1100px” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”PT Sans||||||||” header_font_size=”16px” header_line_height=”1.3em” transform_translate_linked=”off” custom_margin=”||10px|8px|false|false” link_option_url=”https:\/\/www.youtube.com\/watch?v=550W6BJUpO8″ link_option_url_new_window=”on” border_width_bottom=”1px” border_color_bottom=”#e6ecf1″ locked=”off” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|hover” transform_translate__hover=”5px|0px” transform_translate__hover_enabled=”on|hover” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop”][\/et_pb_blurb][et_pb_button button_url=”https:\/\/www.youtube.com\/channel\/UC3j-KJ9wUkpIiORQpluCVCw” url_new_window=”on” button_text=”Other media” button_alignment=”left” button_alignment_tablet=”left” button_alignment_phone=”left” button_alignment_last_edited=”on|phone” _builder_version=”4.23″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#272f36″ button_bg_color=”#FFFFFF” button_border_width=”1px” button_border_color=”#c3002f” button_border_radius=”0px” button_font=”|600|||||||” button_icon=”||fa||900″ custom_margin=”20px|||8px|false|false” custom_padding=”8px||8px||true|false” locked=”off” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_use_color_gradient__hover=”off” button_bg_color__hover=”#c3002f” button_text_color__hover_enabled=”on|desktop” button_text_color__hover=”#FFFFFF” button_border_color__hover_enabled=”off|desktop” button_border_color__hover=”#cc0000″ custom_css_main_element__hover_enabled=”off|desktop” custom_css_main_element__hover=”border-right-color: #fff!important;||border-left-color: #fff!important;” button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.22.1″ _module_preset=”default” custom_css_main_element=”margin-bottom: 0;” border_width_right_tablet=”0px” border_width_right_phone=”0px” 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Ombudsman<\/h3>\n

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