{"id":6517,"date":"2024-04-09T06:18:14","date_gmt":"2024-04-09T05:18:14","guid":{"rendered":"https:\/\/abrs.ba\/supervision-of-mcos\/"},"modified":"2026-04-20T12:54:12","modified_gmt":"2026-04-20T11:54:12","slug":"supervision-of-mcos","status":"publish","type":"post","link":"https:\/\/abrs.ba\/en\/supervision-of-mcos\/","title":{"rendered":"Supervision of MCOs"},"content":{"rendered":"\n
MCO reporting templates<\/strong> (according to the Decision on the form and content of reports microcredit organizations submit to the Banking Agency of Republika Srpska – of an informative nature)<\/span>
03.04.2026<\/td>		<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on a unified tariff for fees charged to microcredit organizations<\/b>
Official Gazette of the Republika Srpska No. 09\/26<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on Amendments to the Decision on temporary measures for microcredit organizations for the approval of reliefs to private individuals for settlement of credit obligations<\/strong>
Official Gazette of Republika Srpska No. 96\/25<\/span><\/td>		<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on repealing the Decision on temporary measures for microcredit organizations to mitigate negative economic consequences caused by extraordinary circumstances \u2013 the floods of March\/April 2025<\/strong>
Official Gazette of Republika Srpska No. 96\/25<\/span><\/td>		<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on temporary measures for microcredit organizations to mitigate negative economic consequences caused by extraordinary circumstances – floods in march\/ april 2025<\/b>
Official Gazette of the Republika Srpska No. 34\/25<\/span><\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Attachment <\/strong><\/strong>(MCO template \u2013<\/strong> KOPM \u2013<\/strong> MCO business model sustainability ratio)<\/strong>
26.06.2025.<\/td>		<\/td>

Download<\/a><\/p><\/td><\/tr>

Instruction for filling out the reporting template (MCO template \u2013<\/strong> KOPM \u2013<\/strong> MCO business model sustainability ratio)<\/strong>
26.06.2025.<\/td>		<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on the assessment of microcredit organization business model sustainability<\/strong>
Official Gazette of the Republika Srpska No. 18\/2<\/span>5<\/td>		<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on temporary measures for microcredit organizations for the approval of reliefs to private individuals for settlement of credit obligations<\/strong>
Official Gazette of the Republika Srpska No. 95\/24<\/span><\/td>		<\/td>

Download<\/a><\/p><\/td><\/tr>

Instruction for filling out PM reporting template \u2013 Reliefs to private individuals <\/strong>for settlement of credit obligations<\/strong>
Publication date: 03\/12\/2024<\/td>		<\/td>

Download<\/a><\/p><\/td><\/tr>

Attachment (PM \u2013 Temporary measures reporting<\/strong><\/strong> template – Reliefs to private individuals <\/strong>for settlement of credit obligations<\/strong>)<\/strong>
Date of publication: 03\/12\/2024<\/td>		<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on managing anti-money laundering and counter-terrorism financing risk<\/strong>
Official Gazette of the Republika Srpska No. 22\/24<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Guidelines for analysis and assessment of risks in the implementation of the Decision on managing anti-money laundering and counter-terrorism financing risk<\/strong>
20\/03\/2024<\/td>		<\/td>

Download<\/a><\/p><\/td><\/tr>

Guidelines for identification of a beneficial owner<\/strong>
20\/03\/2024<\/td>		<\/td>

Download<\/a><\/p><\/td><\/tr>

Instruction on the implementation of the Decision on format and contents of reports microcredit organizations submit to the Banking Agency of Republika Srpska<\/b>
05\/04\/2024<\/span><\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on the form and content of reports microcredit organizations submit to the Banking Agency of Republika Srpska<\/strong>
Official Gazette of the Republika Srpska No. 20\/24<\/p><\/td>

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Download<\/a><\/p><\/td><\/tr>

Decision on Amendments to the Decision on Minimum Standards for Documenting Microcredit Organization Loan Activities<\/strong>
<\/p>

Official Gazette of the Republika Srpska No. 35\/23<\/span><\/p>

<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Instruction to invalidate the Instruction on reporting on the implementation of special measures in accordance with the Decision on MCOs’ temporary measures to banks to mitigate the negativ economic consequences caused by COVID-19 viral disease (translation not available)<\/b>
Date of publication: 21\/02\/2023<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on Amendments to the <\/strong>Decision on the Unique Fee Rates for MCO<\/b>
Official Gazette of the Republika Srpska No. 09\/23<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on Amendments to the Decision on More Detailed Conditions and Method of Acting of Microcredit Organization upon Client Complaint<\/strong>
<\/p>

Official Gazette of the Republika Srpska No. 01\/23<\/span><\/p>

<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on Amendments to the Decision on a Uniform Method of Calculating and Disclosing the Effective Interest Rate on Microloans<\/b>
Official Gazette of the Republika Srpska No. 117\/22<\/span><\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Instruction for the aplication of Decision on a Uniform Method of Calculating and Disclosing the Effective Interest Rate on Microcredits<\/b>
Date of publication: 05\/12\/2022<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on repealing the Decision on temporary measures of microcredit organizations to mitigate negative economic consequences caused by the \u201cCOVID-19\u201d viral disease<\/b>
Official Gazette of the Republika Srpska No. 26\/22<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on Performing Supervision of MCO an undertaking Supervisory Measures<\/strong>
Official Gazette of Republika Srpska No. 100\/19<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on the Unique Fee Rates for MCO<\/b>
Official Gazette of the Republika Srpska No. 98\/18<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on a Uniform Method of Calculating and Disclosing the Effective Interest Rate on Microcredits<\/b>
Official Gazette of the Republika Srpska No. 75\/18<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Rulebook on the Chart of Accounts and the Content of Accounts in the Chart of Accounts for Banks and Other Financial Organizations<\/b>
Official Gazette of the Republika Srpska No. 106\/15<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on Criteria for the Appointment of Consultant in Microcredit Organization<\/b>
Official Gazette of the Republika Srpska No. 68\/12<\/span><\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on Conditions for the Prepayment of Microcredit<\/strong>
Official Gazette of the Republika Srpska No. 15\/12<\/span><\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Modification of the Instructions for Bookkeeping of Provisions and Other Receivables, and Reporting of Differences by MRS and Decisions of the Banking Agency of Republika Srpska<\/b>
03\/2011<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on Minimum Standards for Documenting Microcredit Organization Loan Activities<\/strong>
Official Gazette of the Republika Srpska No. 100\/10<\/span><\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on More Detailed Conditions and Method of Acting of Microcredit Organization upon Client Complaint<\/b>
Official Gazette of the Republika Srpska No. 58\/10<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Instructions for Bookkeeping of Provisions and Other Receivables<\/strong>
15\/12\/2009<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on the Amount and Method of Forming the Reserves for Loan Loss Coverage of Microcredit Organizations<\/b>
Official Gazette of the Republika Srpska No. 03\/07<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr>

Decision on a Definition of Persons Related to a Microcredit Organization and Minimum Standards for Microcredit Organization Operations with Related Persons<\/b>
Official Gazette of the Republika Srpska No. 03\/07<\/p><\/td>

<\/td>

Download<\/a><\/p><\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"

MCO reporting templates (according to the Decision on the form and content of reports microcredit organizations submit to the Banking Agency of Republika Srpska – of an informative nature)03.04.2026 Download Decision on a unified tariff for fees charged to microcredit organizationsOfficial Gazette of the Republika Srpska No. 09\/26 Download Decision on Amendments to the Decision […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[168],"tags":[],"class_list":["post-6517","post","type-post","status-publish","format-standard","hentry","category-bylaws-microcredit-organizations"],"acf":[],"modified_by":"IT Podrska","_links":{"self":[{"href":"https:\/\/abrs.ba\/en\/wp-json\/wp\/v2\/posts\/6517","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/abrs.ba\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/abrs.ba\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/abrs.ba\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/abrs.ba\/en\/wp-json\/wp\/v2\/comments?post=6517"}],"version-history":[{"count":66,"href":"https:\/\/abrs.ba\/en\/wp-json\/wp\/v2\/posts\/6517\/revisions"}],"predecessor-version":[{"id":15922,"href":"https:\/\/abrs.ba\/en\/wp-json\/wp\/v2\/posts\/6517\/revisions\/15922"}],"wp:attachment":[{"href":"https:\/\/abrs.ba\/en\/wp-json\/wp\/v2\/media?parent=6517"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/abrs.ba\/en\/wp-json\/wp\/v2\/categories?post=6517"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/abrs.ba\/en\/wp-json\/wp\/v2\/tags?post=6517"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}